Currency Converter - Real-Time Exchange Rates
Convert between major world currencies with up-to-date exchange rates. Our currency converter supports over 20 currencies and works offline with cached rates for convenience when you don't have internet access.
How Currency Exchange Works
Currency exchange rates fluctuate constantly based on supply and demand in the global foreign exchange (forex) market. Rates are influenced by economic factors like inflation, interest rates, political stability, and trade balances between countries.
Major World Currencies
- USD (US Dollar): The world's primary reserve currency
- EUR (Euro): Used by 20 European Union countries
- GBP (British Pound): One of the oldest currencies still in use
- JPY (Japanese Yen): Third most traded currency globally
- CHF (Swiss Franc): Known as a safe-haven currency
- CNY (Chinese Yuan): The currency of the world's second-largest economy
Understanding Exchange Rate Types
- Spot Rate: Current market rate for immediate exchange
- Forward Rate: Agreed rate for future exchange
- Mid-Market Rate: Average between buy and sell rates (what we show)
- Bank Rate: Typically includes a markup from mid-market
Tips for Currency Exchange
- Compare rates from multiple sources before exchanging large amounts
- Avoid airport exchange bureaus - they typically have the worst rates
- Consider using a multi-currency card for travel
- Be aware of hidden fees in "0% commission" offers
- Check if your bank charges foreign transaction fees
Cryptocurrency Note
This tool focuses on traditional fiat currencies. Cryptocurrency rates are significantly more volatile and require specialized exchange platforms. Always use reputable exchanges for crypto transactions.
Privacy First
Like all our tools, the currency converter runs entirely in your browser. We don't track your conversions or store any data about what currencies you're converting. Exchange rate data is fetched from public APIs and cached locally for offline use.